Yes, it is. For instance, istock will be paying about 0.10 more per credit than it gets to diamond exclusive members.
Even in Pay as you go, there has been many (not one or a dozen, many)cases of people, or rings, buying their own photos to get a better Best Match position. That means cheating your fellows photographers in a malicious way, and showing to the head of the searches files that shouldn't be there.
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